There's a lot to do in a month. Lots of forms to fill out, paperwork to prepare, credit counseling, coming up with the money for the lawyer and the filing fee (figure $1500 to $2000 total) and the lawyer will want the money up front.
Just how prepared are you for filing bankruptcy?
If you have to start from scratch, you might not get filed by 12/22.
But, even if you didn't, you could file bankruptcy at any time, even post-judgment and the debt goes away.
How much are you being sued for?
Do you have other debts that are in default?

