My question involves bankruptcy in the state of: Indiana
I recently received the first order to appear in small claims court on 12-22-17. The credit card is through the bank, that I have a 1st & 2nd mortgage with as well.
1) Do I need special counsel at this meeting, or do I appear and tell the judge that I plan on filing chapter 7?
2) Do I need to do an emergency filing between now and the 22nd of December?
3) Can I still file an Application to Waive Filing Fee (Our income for the past 6 and 12 months is below the 150% of the FPL Guidelines)
Thank you in advance so much!
John

