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  1. #1
    Join Date
    Nov 2017
    Posts
    1

    Default Can the Hospital Send You to Collections if You're Making Monthly Payments

    My question involves collection proceedings in the State of: Michigan

    I had a minor outpatient surgery done and the cost of said surgery was almost $5k after insurance. They initially asked for it outright and I told them that I could not pay that and they said they could take $170/month. Again I said I could not afford that amount and they put me on a temporary payment plan of $75/month while they sent me paperwork to fill out for a financial assistance payment plan. I was denied the financial assistance because, on paper, my income is good but I have other finances and other bills from this surgery that I'm trying to pay off as well. If I continue to pay $75/month instead of the $170 can they send me to collections?

  2. #2
    Join Date
    Oct 2016
    Posts
    4,301

    Default Re: Can the Hospital Send You to Collections if You're Making Monthly Payments

    Yes they can.

  3. #3
    Join Date
    Mar 2013
    Posts
    18,340

    Default Re: Can the Hospital Send You to Collections if You're Making Monthly Payments

    As long as you have an agreement by the provider (preferably in writing) to allow you to pay $75 per month (on time, every time) then there shouldn't be any need for the provider to send the account to collections.

    Might be a good idea to confirm that with the provider.

  4. #4
    Join Date
    Oct 2016
    Posts
    4,301

    Default Re: Can the Hospital Send You to Collections if You're Making Monthly Payments

    The $75 was a temporary plan that sounds like it was subject being accepted by the financial assistance payment plan. He wasn't accepted so the $75 plan would no longer be in place.

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