The foreclosure is going to be on a home in FL. I am not living in that house and do not have the funds to stop the foreclosure.

The house I am living in is in Pennsylvania, but I have not been here six months yet. The house I want and need to save is the PA house.

I do not believe there is much equity at all in this home, but this is the one I need to save.

I don't think I can file in PA till I have been here six months, correct?

Also, since there is not much equity, (not the federal limit), can I reaffirm to keep this home? I don't want to claim bankruptby but fear if there is a deficiciency judgement on the FL home, I will have to.

Are deficiency judgements common?

Florida now has one of the highest foreclosure rates in the country.