My question involves collection proceedings in the State of: Ohio
Midland Funding won a judgment against my husband for an old credit card debt. The judgment was for $851. No we were not able to afford to pay it.
They sent a bank levy request to our bank for $1051.
Can they garnish our account for more than the judgment amount?
Once the bank gets the request, will they freeze our entire account balance or just the amount needed to satisfy the judgment? I did call the bank to ask but the lady I spoke with did not understand what I was asking.