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  1. #1
    Join Date
    Aug 2017
    Posts
    1

    Exclamation How to Get a Vehicle Lien Removed After Chapter 13 Bankruptcy

    My question involves bankruptcy in the state of: North Carolina

    We are having trouble getting lein release from wells fargo on 1995 f800 that was in the bankruptcy. They asked for and I provided the VIN plate from trk, paper from dmv showing we owned it and they had lien, and chapter 13 papers including proof that it was paid out and released. Now they want registration from dmv. Dmv stated they cant get old registration. Vehicle hasn't been registered since abt 2002. Please lead me to resolution of this. I spoke with person "in charge" of our case and she said yes we have proof of all that but our dept wants a registration. I asked her to call the trustee and get the payout that they approved in 2002 and released in 2006, she stated they had all that. I told them either title or they could return the full amount we paid them for truck and they could have truck. We have it sold and cant get the title! Nothing else our trustee can do, they say. They have provided them proof. We honored our part of the contract, now they are making us jump stupid hoops that have no meaning. The registration shows them NOTHING! Please help.

  2. #2
    Join Date
    Mar 2013
    Posts
    18,340

    Default Re: Proof of Debt Paid Now Won't Release Loan

    So, you paid off the truck in full in 2006?

    You should have addressed the title issue then instead of waiting another 11 years.

    What did you think would happen.

  3. #3
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: How to Get a Vehicle Lien Removed After Chapter 13 Bankruptcy

    Quote Quoting marievarner
    View Post
    Vehicle hasn't been registered since abt 2002.
    The vehicle has been parked somewhere for fifteen years?
    Quote Quoting marievarner
    View Post
    Dmv stated they cant get old registration.
    But... if you now register the vehicle, will they give you new registration that you can use to resolve the issue?
    Quote Quoting marievarner
    I told them either title or they could return the full amount we paid them for truck and they could have truck.
    Did they have anything to say about that suggestion after they stopped laughing?
    Quote Quoting marievarner
    We have it sold and cant get the title!
    Can you clarify that for us? Is it that you recently found somebody willing to buy the vehicle and realized at that time that you don't have clear title?

  4. #4
    Join Date
    Sep 2010
    Posts
    19,901

    Default Re: How to Get a Vehicle Lien Removed After Chapter 13 Bankruptcy

    A chapter 13 discharge is not "honoring" the contract. Also understand the trustee has no duty to you, they represent the lenders you shafted.

    Your option is to go back to court to order the lien remvoed.

    Wells Fargo didn't sell you the car. You didn't pay them anything for the car. You paid them for the money they gave you.

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