wow again.....maybe you should just find help elsewhere. You have gotten TWO responses (from two different posters) to what you have posted. Neither were bullying, insensitive...just facts they know that affect the situation as you have stated it. Sure, there's a grand conspiracy of trash cans and SSI auditors and those who post here too. (BTW, we are all volunteers, if you want a legal opinion that can look at ALL the details, take all your paperwork to a local attorney who is familiar with SS disability claims)
I know nothing to be able to help you except that at this point, I have to agree that I see no recourse for your situation but to pay back that amount over time to help recover your credit score. Whether that is right/fair/etc, again I see no other recourse.

