Quote Quoting RenterPerson
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Yes. The carpet was thick piled and wouldn't be noticed if they cut and replaced.
Do you imagine that they have large pieces of carpet from every apartment they manage stored, somewhere, so that they can patch random areas without having to somehow magically find the exact same carpet from the exact same dye lot, assuming that the patch would not otherwise be obvious from normal wear and exposure to sunlight?
Quote Quoting RenterPerson
I'm not sure, but two-thirds if the entire thing had to be replaced. A quarter if they patched. The damage notice seems to indicate it wasn't patched.
They can charge you a depreciated value based upon the expected life of the carpet. If the carpet would be expected to last five years but needed to be replaced after one year, that would translate into 80% (4/5) of the replacement cost.
Quote Quoting RenterPerson
Well, isn't collections for this thing somewhat of a joke? You just dispute the charge and tell them not to contact you anymore? You don't have to pay anything until a judgement is rendered against you. I don't think it even affects your FICO.
Debt collections do affect your credit score. If you tell a third party collection agency not to contact you, they won't contact you -- but you can still be sued, and your debt will remain on your credit report.