Quote Quoting Kc2zero7
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They only discovered the error in May so I'm concerned that it might not have anything to do with statute of limitations.

2002-2004

I was not required to continue insurance on her behalf. I just must've neglected to inform the insurance company and she decided not to tell them either.
I would certainly do some investigating about statutes of limitations because it would be hard for me to imagine that they could still pursue this after 13-15 years. Even if they just found out about it.