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  1. #1
    Join Date
    Mar 2007
    Posts
    1

    Default Can They Freeze My Bank Account Without Notice

    I live in New York and my account was frozen due to my wifes old credit card debt. Can they do this without ever attempting to contact me or my wife even when we know that they have all the corect contact info? Also when they freeze it does that mean that they can take the money out of it or just not allow us access to it?

  2. #2
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Can they freeze my account with out notice?

    You didn't know about the old credit card debt? You didn't know about the collection lawsuit and judgment?

  3. #3
    Join Date
    Apr 2007
    Location
    VA
    Posts
    6

    Default Re: Can they freeze my account without notice?

    we knew about the credit card debt but we were going thru a debt settlement company and was told to ignore any and all collection i.e. calls, mail, etc from them

  4. #4
    Join Date
    Mar 2005
    Location
    Michigan
    Posts
    28,906

    Default Re: Can they freeze my account without notice?

    So you were sued, your debt settlement company (stupidly and wrongly) told you to ignore the lawsuit, and now there's a judgment against you?

  5. #5
    Join Date
    Apr 2007
    Location
    Il.(near StL,Mo.)
    Posts
    5,252

    Default Re: Can they freeze my account without notice?

    You (your wife) probably ignored a summons & court date & they got a default judgment against you (your wife). There are good & bad debt settlement cos. out there - it looks like you might have gotten a bad one. Since they have a judgment, yes they can freeze bank accts. If the debt/judgment is in your wife's name only, they can still freeze jt. accounts.

  6. #6
    Join Date
    Apr 2007
    Location
    VA
    Posts
    6

    Default Re: Can they freeze my account without notice?

    Quote Quoting aaron
    View Post
    So you were sued, your debt settlement company (stupidly and wrongly) told you to ignore the lawsuit, and now there's a judgment against you?
    Not only did he get a judgement against him but our bank account was frozen....

  7. #7
    Join Date
    Apr 2007
    Location
    Il.(near StL,Mo.)
    Posts
    5,252

    Default Re: Can They Freeze My Bank Account Without Notice

    Freezing the bank acct. - that's what they do after they get a judgment.

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