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  1. #1
    Join Date
    Jun 2017
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    Default Can You be Arrested for Defaulting on a Payday Loan

    My question involves collection proceedings in the State of Oregon -

    The last 2 days have been misery for me....two days ago my father (who I lived with years ago) received a phone call from a man who claimed to be an attorney in TX. He told my father that I owed on a payday loan from 2012. I will admit, there is a chance that I owe something from 2012 as I was a dumb teenager (still trying to pay off all of my debts).

    He mentioned that because I had a check (something about my finger print being on it), and they weren't able to collect funds that I would be arrested for check fraud, and malicious attempt to do something (I don't remember exactly). I called them the following day to receive more information and the lady I spoke to told me she needed to sign off on this judgement and it will be sent to the district attorney in my state to issue a warrant and prosecute me but she had about an hour before it needed to get completed.

    I told her I did not have the funds, and she would sign off on it and I would just have to deal with it from there. She had also stated that if I paid they would send me the evidence package and maybe something in there would "jog my memory". My father called not long after and told them that I needed something in writing before I would pay anything. They emailed a paper with a header "Oasis collection" in MO, and at the bottom it stated that this has been sent over to the attorney and his name and his number.

    The form that was sent me was very vague and didn't have a lot of information. I am going to try and get more information, and I will not pay anything until I know what is going on, but how can I determine if this debt is valid? I feel so dumb because everyone keeps telling me it is fake, but I can't help but worry!! I just need to know that my criminal record isn't on the line! Thank You in advance!

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