Forget buying a house with those financials.
You only make $2200 per month and you bought a $37000+ car. Are you nuts?
Those are the kinds of damn fool decisions that drive people into bankruptcy.
Forget buying a house with those financials.
You only make $2200 per month and you bought a $37000+ car. Are you nuts?
Those are the kinds of damn fool decisions that drive people into bankruptcy.
Ouch. AJ is right. You need to sit down with a counselor and get you financials in order. Taking on more debt at this point would be insane (if any lender would be stupid enough to make a mortgage on someone with your debt ratio and credit history).
I think you need to seriously think about selling that car.
And buy one of these. They average about $3000 and they are virtually indestructible.
http://thumbs1.ebaystatic.com/d/l225...oExj_aXMMA.jpg
No actually that's two car notes combined. My cousin is taking the payments of one, I'm taking over the other one so that's about $23,000 , I needed to get rid of that car (I'm only 30, I'm just really learning right now, I made a lot of bad decisions) .