Quote Quoting kennethwilder1
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Ok so basically my best bet is to start making some type of payments so it won't lead to that. What If I can't afford the amount that they want? Can I still pay something ...even if it's little every month to prevent this from happening?
Paying $35 per month will take you more than 20 years but, yes, you can pay something every month, they won't send it back, but it won't prevent a lawsuit if they can get a lot more out of your paycheck with a judgment.

Quote Quoting kennethwilder1
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What if the collection agency isn't Licensed to collect debt in Georgia?
Collection agencies don't have to be licensed in Georgia.

Quote Quoting kennethwilder1
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Can I sue my Uncle in Law for not helping me pay?
Sure, you can sue him for indemnification which means you can sue him for what you actually pay.

If you are having other financial difficulties you might want to consider bankruptcy.

By the way, if you paid by credit card, see if the credit card covers damage to the rented vehicle.