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  1. #1
    Join Date
    Mar 2007
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    6

    Default Statute of Limitations in Ohio

    What is the statue of limitations for a creditor in OH? I forgot to ask that in my other post. Two creditors are writing me for a twelve year old debts.

  2. #2
    Join Date
    Mar 2005
    Location
    Michigan
    Posts
    28,906

    Default Re: Statue of Limitations in Ohio

    What is the nature of the debts? (Credit card, court judgment, etc.)

  3. #3
    Join Date
    Mar 2007
    Posts
    6

    Default Re: Statue of Limitations in Ohio

    These are supposed to be credit cards.

  4. #4
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Statue of Limitations in Ohio

    The statute of limitations for written contracts in Ohio is 15 years, but I have been told that they may apply the four year "sales contract" limitations period to credit card debt.

    A quick search turned up this claim, from an article in the Cleveland Plain Dealer:
    Quote Quoting Money Matters by Teresa Dixon Murray, 9/25/06
    On the statute of limitations, it varies by state. In Ohio, it's 15 years for credit cards issued by banks and four years for department store credit cards.

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