My question involves bankruptcy in the state of: MASSACHUSETTS
I wanted to know if it's possible for me to file bankruptcy on my private loans by Sallie Mae? I'm permanently disabled and do receive social security benefits therefore my source of income is very, very limited. I am unable to work due to my permanent disability. I am also on welfare (food stamp and state health insurance). I just cannot afford to continue paying for these loans. One of these loans has a co-signer (my ex-husband), if I do file bankruptcy, what will happen to the co-signer? Will co-signer also be dismissed? My student loans has been sent to debt collector by Sallie Mae.
I have a divorce decree signed by the judge stating that I have to remove my ex-husband from the student loan but I cannot afford that. I was told that I would need to pay Sallie Mae around $4k upfront to do so. I do not have the funds as I get social security benefits (for my permanent disability)and welfare (food stamps and state health insurance). My ex-husband is threatening to take me to the court on this. Will the judge find me contempt in this even though I am unable to get his name off without making a significant amount of payment?
Thank you

