My question involves collection proceedings in the State of:colorado
I have a snap on credit account and they made an unotherized transaction without my consent. My min payment is 47$ a week. I have been making 50$ a week for about a yr. Due to financial constraints i can't afford the 50 a week. So I tried to deal with them and make a 25$ a week payment for a few months till my wife got a job. They denied my payment plan and now are threatening to repossess my tools. Can they really deny my payment?

