My question involves independent contractors in the state of: NEW JERSEY
Need advice. I am collecting NJ unemployment. From time to time I do therapeutic coaching and receive compensation from insurance companies as a 1099 contractor. However, when I submit forms for work I did, it can sometimes take months for me to receive compensation. So, if I do work within a week that, let's say, amounts to $ 300, I may not see that money for quite some time. It will be reported as earnings on my yearly income tax.
My confusion is this...With unemployment, they say you have to report earnings received and it gets deducted from your weekly benefit. But, if I do some hourly work, but don't get paid within that week, but report it to unemployment- they will deduct from my benefit- but I have not received earnings. So, I collect less, but have not earned money elsewhere.
I have spoken to NJ unemployment help line and they are useless. They are abrupt, angry and don't' understand the nature of the work I do and how I receive compensation.
Can anyone offer some clarification. I wan't to avoid having any issues with unemployment and a possible scenario of paying back money.
thank you.
MDV

