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  1. #1
    Join Date
    Feb 2017
    Posts
    1

    Exclamation Contacted by Dotson Law Group (Ballys Total Fitness) Over an Alleged 2008 Debt

    My question involves collection proceedings in the State of: California.

    I was contacted by a blocked number, my employer was called as well. I was told this was a process server from my area. That there were failed attempts to locate me at my home and job to serve court papers for $600 in fees and debt owed. I do not owe Ballys, but this was 2008. It's gonna take work to dig up anything from 2008. I'm also skeptical about sending them any info about me. The whole things sounds bogus, however, they were able to give me my old account number. I was told to call 888-782-3271.

    Everyone that answers sounds tired and it takes forever for someone to pickup. The email address I received a document from was info@rrsincorporated.net. They're stating I went into default in 2010, contract signed in 2007. I said, are you serious, it's 2017. How am I supposed to did up a contract from 2008? They can't verify a debt that's 10 years old. I also stated, isn't the statue of limitations 4 years? They said to fight it in court, that the company wrote it off in June 2013, which is the date that matters.

    What do I do? Should I pay the $400 settlement or risk the proposed court hearing? Do I have a right to get valid documentation before then? Isn't the statue of limitations up? I cannot find any information on this company. Please help!

  2. #2
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Contacted by Dotson Law Group (Ballys Total Fitness) Over an Alleged 2008 Debt

    I suspect that you're dealing with a junk debt buyer that is violating the FDCPA in any number of ways. Information for reporting them to the FTC and CFPB is included at the end of that article; you can also report them to the state Attorney General's Office.

    The date of charge-off is irrelevant to the statute of limitations, which you are correct in observing has run -- the debt from the claimed 2010 default is time-barred.

  3. #3
    Join Date
    Mar 2013
    Posts
    18,340

    Default Re: Contacted by Dotson Law Group (Ballys Total Fitness) Over an Alleged 2008 Debt

    I doubt that they are really trying to serve you.

    More likely trying to scare you into paying.

    You are probably safe to ignore it.

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