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  1. #1
    Join Date
    Feb 2017
    Posts
    2

    Default Collection of Credit Card Debt After a 10 Year Absence

    hello. i had credit card debt over 200 K $ in 2006. in 2007 I returned to greece bec bussiness i did went bad in houston. what happens to debt after 10 years? are they still there any collection agency is after me? bec i will visit to US for a week? do you think i will have any problem ? warrant or arrest?

    thanks in advance

  2. #2
    Join Date
    Jul 2010
    Posts
    8,006

    Default Re: Credit Card Debt After 10 Years

    If you are just visiting, it is unlikely to cause you any problems. At worst, a debt collector may have a judgment against you.

  3. #3
    Join Date
    Nov 2013
    Posts
    7,056

    Default Re: Credit Card Debt After 10 Years

    Texas has a statute of limitations on collecting debt from the day of default is 4 years. But since you left the country (and state of Texas) the SOL stopped running. When you return to the US, the SOL will start to run again so if they know your returned they can serve you with a civil complaint. Or do they already have a judgment against you. But debt collection is a civil matter and there wouldn't be any warrants for your arrest.

    Really, $200K? They may go to extreme measures to collect. Like try to domesticate the judgment in Greece.

  4. #4
    Join Date
    Feb 2017
    Posts
    2

    Default Re: Credit Card Debt After 10 Years

    i stayed in houston 1 more year after my last payment to the banks. i guess that day is the starting day for the SOL. i opened a grocery store there with the money i took but business went bad. since i have changed my address, phone number and everything while i was there, collectors couldnt reach me.i dont know if they can run a judgement and convict me in my absence in U.S.
    nothing happended to me in greece or other countries in europe i travelled so far.actually i never had any possesion that they can take from me. bussiness went always bad in my life, so now i work for company and wnat me visit a exhibition in US for a week. and that makes me nervous.
    thank you for your answer.
    what i understand is they can't imprisoned anyone in U.S. for civil matters unless there is any fraud.

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