Page 2 of 3 FirstFirst 1 2 3 LastLast
Results 11 to 20 of 23

Hybrid View

  1. #1
    Join Date
    Nov 2013
    Posts
    7,056

    Default Re: Using Somebody Else's Credit Card to Make Purchases

    They have an image of your face at the checkout. That is really all they need. Is your picture on your driver's license? I'm guessing it is. Facial recognition software will identify you. Checkmate.

  2. #2
    Join Date
    Oct 2014
    Posts
    8,238

    Default Re: Using Somebody Else's Credit Card to Make Purchases

    Quote Quoting budwad
    View Post
    If the person that was the CC holder made the purchase and requested a chargeback, yes. But in a fraud case, no
    I’m not clear on what you are saying here. The credit card issuer (usually a bank) is convinced the charges were due to fraud it would certainly remove the charges from the customer’s account. But whether the merchant might get stuck with the loss would depend a lot on whether the merchant followed whatever it is supposed to do to detect fraud in the first place. It is not automatic that the merchant would be in the clear here and the bank would take the loss.

  3. #3
    Join Date
    Nov 2013
    Posts
    7,056

    Default Re: Using Somebody Else's Credit Card to Make Purchases

    Quote Quoting Taxing Matters
    View Post
    I’m not clear on what you are saying here. The credit card issuer (usually a bank) is convinced the charges were due to fraud it would certainly remove the charges from the customer’s account. But whether the merchant might get stuck with the loss would depend a lot on whether the merchant followed whatever it is supposed to do to detect fraud in the first place. It is not automatic that the merchant would be in the clear here and the bank would take the loss.
    You have a point.

  4. #4
    Join Date
    Jul 2006
    Posts
    1,421

    Default Re: Using Somebody Else's Credit Card to Make Purchases

    Quote Quoting mavsfan41
    View Post
    So I found a few credit cards on the ground.. Used both of them at walmart (one on an ipad for $400 and one on a tv for $900) after buying both I dropped the ipad on the floor in the store along with the credit cards, then walked out. then one of the workers brought the tv out to load up my car..which I regrettably let him do. I fear the parking lot cameras likely have my license plate and I will have cops at my door eventually wit ha warrant to take me to jail..its been 5 days since.. what will this persons bank do? what will walmart do? what will the police do? at the end of the day will I get caught for my thoughtless act? thanks..
    Thoughtless act? More like Grand Theft. Identity theft and various other things. Congrats. You could become a felon.

    Quote Quoting mavsfan41
    View Post
    can the CC company get tape? or do they get the police involved to handle it? any chance they don't care about it? ive heard police don't care about theft under $2000?

    would the CC company reverse charges therefore putting walmart on the hook for their loss? and what would they do?

    this tiny suburb area has a high theft crime and cops are all over this walmart all the time..its like its the only place they get called into...
    yes, police care about theft under $2000. Continue in your fantasy world though. Walmart can do many things including filing a felony complaint. Maybe you should not have been a thief. Oh yeah... but you were. You might spend time in prison. CONGRATS!

  5. #5
    Join Date
    Feb 2017
    Posts
    8

    Default Re: Using Somebody Else's Credit Card to Make Purchases

    Quote Quoting Ohiogal
    View Post
    Thoughtless act? More like Grand Theft. Identity theft and various other things. Congrats. You could become a felon.



    yes, police care about theft under $2000. Continue in your fantasy world though. Walmart can do many things including filing a felony complaint. Maybe you should not have been a thief. Oh yeah... but you were. You might spend time in prison. CONGRATS!
    this is my first and only crime or anything that will be on my record..maybe that will help soften the blow, and I feel guilty and remorseful enough but thanks for the help.

  6. #6
    Join Date
    Apr 2009
    Location
    Somewhere near Canada
    Posts
    35,894

    Default Re: Using Somebody Else's Credit Card to Make Purchases

    Quote Quoting mavsfan41
    View Post
    this is my first and only crime or anything that will be on my record..maybe that will help soften the blow, and I feel guilty and remorseful enough but thanks for the help.
    The first time you are at risk of being caught, perhaps.

  7. #7
    Join Date
    Nov 2013
    Posts
    7,056

    Default Re: Using Somebody Else's Credit Card to Make Purchases

    I think we are being trolled. Dropping a $400 Ipad with the CCs and taking a TV. Nope, doesn't make sense.

  8. #8
    Join Date
    Dec 2009
    Location
    Lake Chapala
    Posts
    3,043

    Default Re: Using Somebody Else's Credit Card to Make Purchases

    Quote Quoting budwad
    View Post
    I think we are being trolled. Dropping a $400 Ipad with the CCs and taking a TV. Nope, doesn't make sense.
    I think so too. When I first read that OP dropped the IPad I thought "It wasn't in a box? Or smash-proof container of some kind? Wow they do take some chances when they ship these things..." And then I tried to visualize the incident and OP's reaction "Oh darn I dropped an IPad that cost $400, I'll just leave it there on the floor and not get upset or anything, it's not like I care whether or not they think I'm a real customer, and oh double darn there go the cards I just used to commit fraud, I'll just leave them there too, again it's not like I care whether or not they catch me...but hey! Here comes an employee with the TV! He obviously didn't see me drop the cards and IPad - though I know he'll find out about it pretty soon - so I'll just take the TV home with me, why not make things as bad for me as I possibly can right?" and realized this was absolutely impossible. A person crafty enough to forge a signature on a credit card and confident enough to weather his way through the cash register suddenly loses it completely when he drops the mysteriously-unpackaged IPad and credit cards on the floor? Nuh-uh.

  9. #9
    Join Date
    Sep 2010
    Posts
    19,901

    Default Re: Using Somebody Else's Credit Card to Make Purchases

    Yep, Walmart is teaming with cameras. Every cash register is covered and keyed to the transactions. They caught a few guys who bought instruments of a crime traced back to Walmart this way.

  10. #10
    Join Date
    Feb 2017
    Posts
    8

    Default Re: Using Somebody Else's Credit Card to Make Purchases

    Quote Quoting eerelations
    View Post
    I think so too. When I first read that OP dropped the IPad I thought "It wasn't in a box? Or smash-proof container of some kind? Wow they do take some chances when they ship these things..." And then I tried to visualize the incident and OP's reaction "Oh darn I dropped an IPad that cost $400, I'll just leave it there on the floor and not get upset or anything, it's not like I care whether or not they think I'm a real customer, and oh double darn there go the cards I just used to commit fraud, I'll just leave them there too, again it's not like I care whether or not they catch me...but hey! Here comes an employee with the TV! He obviously didn't see me drop the cards and IPad - though I know he'll find out about it pretty soon - so I'll just take the TV home with me, why not make things as bad for me as I possibly can right?" and realized this was absolutely impossible. A person crafty enough to forge a signature on a credit card and confident enough to weather his way through the cash register suddenly loses it completely when he drops the mysteriously-unpackaged IPad and credit cards on the floor? Nuh-uh.

    what happened was i was on my way out and I saw walmart security holding someone inside cause they suspected theft..and as I stated I am not good at this kind of stuff, im not a good at stealing obviously, I wasn't thinking on this night..

    so I went into an aisle and dropped the ipad and credit cards and left fast.

    then I stayed in the parking lot in my car to see if they were onto me, if they knew I was using a stolen CC, and then they brought out the $900 tv and put it in my car for me....

    I didn't have to enter in any pin # or anything, these credit cards used chip readers. the register for these electronic items was in the back of the store, not the front.

    the girl even asked me for my license on the $900 item and I said I didn't have it, and she didn't care.

    I don't know where the ipad or CC's ended up...who may of taken them whether it be another customer or employee....


    regardless, im an idiot, obviously.

    1. Sponsored Links
       

Page 2 of 3 FirstFirst 1 2 3 LastLast

Similar Threads

  1. Credit / Debit Card Fraud: Using a Business Partner's Credit Card to Make Purchases for Your Separate Business
    By mc_gilbert in forum Criminal Charges
    Replies: 2
    Last Post: 07-25-2016, 09:06 AM
  2. Financial Exploitation: Can a Spouse Make Purchases on Her Husband's Credit
    By taho38 in forum Disability and Elder Law
    Replies: 14
    Last Post: 04-25-2013, 09:03 PM
  3. Credit / Debit Card Fraud: Someone Used My Friend's Debit Card to Make Purchases
    By noregrets08 in forum Criminal Charges
    Replies: 2
    Last Post: 06-20-2009, 09:21 PM
  4. Chapter 7: Making Credit Card Purchases Within 90 Days of Bankruptcy
    By Intoodeep in forum Bankruptcy Law
    Replies: 1
    Last Post: 10-11-2008, 10:20 PM
  5. Retail Fraud / Shoplifting: Purchases on a Stolen Credit Card
    By vfitz in forum Criminal Charges
    Replies: 3
    Last Post: 09-15-2008, 02:50 PM
 
 
Sponsored Links

Legal Help, Information and Resources