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  1. #1
    Join Date
    Mar 2007
    Posts
    3

    Question Living abroad with American credit card debt

    I have debt from a credit card company incorporated in Delaware, though I was a resident of Maryland. I am currently living abroad. What are the ramifications of simply not paying off the debt since I do not plan on returning to live in America? Do the statute of limitations apply? Need I worry about visiting America on vacations? Are there any international laws that apply with regards to credit rating or debt collection?

    Thanks in advance for the help!

    Fred

  2. #2
    Join Date
    Mar 2007
    Posts
    3

    Default Re: Living abroad with American credit card debt

    Follow up question...

    The debt currently stands at $6000US and was initially $4000US. Are there any accepted avenues to pay off a reduced amount? Do I have any bargaining power? Obviously this is a matter that I would have to do from abroad, so appearing in person is out of the question.

    Thanks again.

    Fred

  3. #3
    Join Date
    Mar 2005
    Location
    Michigan
    Posts
    28,906

    Default Re: Living abroad with American credit card debt

    If you want to try to negotiate a payoff of your debts, contact your creditors and make an offer.

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