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  1. #1
    Join Date
    Sep 2016
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    13,916

    Default Can a Collection Agency Pursue a Minor for a Debt

    A minor in Utah entered into a contract for a gym membership without telling her parents. She stopped paying the monthly fees, and now a bill collector is demanding payment for the unpaid dues. She's still seventeen. Can she be charged for the fees even though she entered the contract as a minor?

  2. #2
    Join Date
    Sep 2005
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    Behind a Desk
    Posts
    98,846

    Default Re: Can a Collection Agency Pursue a Minor for a Debt

    Under Utah law a minor's contract is voidable -- not automatically void. With a gym membership and recurring fee, she should have canceled the contract when she decided to stop going to the gym. As it stands, even though she stopped attending the gym, she benefited from her membership and is likely on the hook for past dues even if she stopped going to the gym when she stopped paying. If the membership is not yet over, she should cancel the contract based upon her minority, ASAP.

    She or her parents can contact the gym to report that she signed the contract while underage, and to see what they might be willing to do. Perhaps the gym will agree to cancel the contract after the month of her last use of the facilities, which would minimize the cost to her and avoid the need for further conflict or possible litigation.

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