First of all, I live in Georgia. I need advice because I don't know what to do. I am a 24-year-old working mother supporting 2 small children and a husband who is in college. I filed my taxes in February and was scheduled to receive a $7608.00 federal refund. I was depending on this refund for my family. I need this refund so that I can pay for daycare for my children in order for me to go to work. So what is the hold-up? Well, yesterday I received a letter from the IRS notifying me that my refund had been sent to the Social Security Administration. ALL OF MY REFUND! I know that $7608.00 isn't a lot of money to a lot of Americans, but to me that is a LOT of money!
What makes it even worse is that the money was taken from me by Social Security for overpayments made in my name to my mother while I was still a child! The Social Security Administration claims they can, and do, hold me responsible for the overpayment they made to my mother while I was still a child. The total amount I am "indebted" to pay is $11,077.00!!! Up until yesterday I had no idea that my name was linked to Social Security in any way. Social Security claims they sent me notices but these were sent c/o my mother. Of course, I never saw the notices or heard anything about them.
It gets even worse. I spent time talking with my local Social Security office. What I learned there really breaks my heart in many ways. The overpayment my mother received was fraudulent on her part. She continued to receive money for me even after I had moved out from her house at age 16. In fact, she continued to receive money in my name until I was 21 years old. I never knew anything about it; until yesterday, that is. I explained all of this to my local Social Security office but the supervisor showed me the law showing that I am responsible for the money paid in my name to my mother EVEN THOUGH I WAS A CHILD THEN and even though it was fraudulent on my MOTHER's part, I am the one responsible for paying back the Social Security Administration. The supervisor at my local office even told me,"It doesn't even matter if you were an adult but mentally incompetent to make the decision to receive Social Security. If there was an overpayment made in your name to a representative party, you are still held responsible for repayment."
My children need me to be able to work. I am trying my hardest to live "The American Dream," but it is America's government that is inhibiting me from doing so. Please help.