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  1. #1

    Unhappy Judgement before bankruptcy

    I am from utah and I declared chapter 7 in 2005. There were 2 outstanding judgements and I claimed those in my bankruptcy. Is there anything I can do with the credit bureau's to get those judgements off my record? Also how long will those judgements remain on the credit reports

  2. #2
    Join Date
    Sep 2005
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    Default Re: Judgement before bankruptcy

    The judgments are showing as being current obligations, unaffected by the bankruptcy? What are the judgments from (e.g., child support, student loans, etc.)?

  3. #3

    Default Re: Judgement before bankruptcy

    They are old credit card bills. I had to take out bankruptcy when my husband had brain surgery. Thank you so very much for answering my questions. It is so very helpful. I guess that I will have to call and pay them off in payments. The 2 judgements total about $4000.00. It is stopping me from getting any loans. I thought that the bankruptcy superceeded the judgements, guess they don't.

  4. #4
    Join Date
    Nov 2006
    Location
    Texas
    Posts
    354

    Default Re: Judgement before bankruptcy

    Consult with the bankruptcy attorney who filed your Ch 7. My understanding is that the judgements SHOULD have been discharged with your bankruptcy, but I'm not an attorney and am not current on the new law.

  5. #5
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    Sep 2005
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    Default Re: Judgement before bankruptcy

    Old credit card debts, or judgments from those debts, should be dischargeable. The credit reporting agencies don't have to remove the judgments from your credit history, but if it hasn't happened yet the entries should be updated to reflect the discharge.

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