Hi both, thanks for the information and advice, I really appreciate it!

Quote Quoting adjusterjack
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Depends. What was the service about? Was there a written contract or agreement? What did it say about attorney fees?
It was a physician visit. I was unhappy with the treatment (both in medical and social sense) and then got slapped with a bill a few weeks later.

Quote Quoting adjusterjack
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Both those points are BS. You know what BS means, don't you?
You defaulted on the debt, breached the agreement to repay, you're the bad guy, your arguments about how somebody should sue you are irrelevant.
Quote Quoting Taxing Matters
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The rule in Texas is not like most other states. In most states, in a contract lawsuit, each side pays its own attorney’s fees unless the contract says the loser pays the winner’s legal fees. But in Texas, it is the reverse. So in Texas, unless the contract says otherwise, if you lose a contract dispute the court is likely to award the winner its reasonable attorney’s fees. Note that the argument that plaintiff should have chosen a different forum won’t fly — it is the right of the plaintiff to choose the forum.
Then my question is what prevents people from filing lawsuits, for punitive amounts, and without prior notice? If the defendants have to shoulder the lawyer fee and court fees wholesale, there is absolutely no check against plaintiffs overloading the court with trivial lawsuits. In fact, lawyers would be encouraging people to file trivial lawsuits so that they can make reasonable lawyer fee. I don't see cable companies or landlords filing lawsuits left and right so I assume there is something in the system which makes it not in their best interest, economically, to not to.

Quote Quoting adjusterjack
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You don't have an "argument." You have a "debt." How you phrase it might go something like this: "Sir, I don't want to pay you $2000. I offer to pay you $________ to settle the debt and you give me a written agreement that the amount is a full and final settlement when I bring you the money. You cannot garnish my wages in Texas so I suggest you accept my offer and get this over with."
What are the consequences of losing in the court and not paying though? Can the court issue an injunction on my bank account? While I am a poor student, it's not like I cannot pay $2k, but it is large amount, compared to the original $500, and I'd rather not default on my apartment rents .