I hope you guys can provide some helpful insight.
Long story short: I live in NYC and received 2 letters stating that my bank accounts have been frozen. I never received any papers to appear in court - and if I did I certainly would have since my SOL has expired for these 2 accounts PLUS on my current credit report, the 2 accounts don't even show up anymore.....this is the best evidence that the SOL has expired in my opinion.
What do you guys think my chances are in getting these darn default judgments vacated and then winning the actual re-trial...since I have the new credit reports that don't show the 2 accounts on them as evidence??