You've lost me. Has your bankruptcy been discharged? Did you reaffirm the loan? If the bank owns it (i.e., has already taken a deed for it or they have foreclosed), then a quit claim isn't going to do much. If they haven't foreclosed (or otherwise accepted a deed), the fact is YOU STILL OWN IT. You still are accumulating tax liability for it, and yes it can affect your ability to get another loan. In order to quit claim it to the bank, they will need to accept that. You can try contacting them and see if they will, but in many cases it is not advantageous for them to do so as it opens them up to tax other (HOA dues, etc...) liability for a property that they probably can't sell right off.

