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  1. #1
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    Default Can an Insurance Company Require That You Present a Copy of a Deceased Person's Will

    An insurance company in Florida has asked that the heir of an estate present it with a copy of her father's will in order to document that she is the executor of the will. Can they legally require that she provide them with a copy of the will?

  2. #2
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    Default Re: Can an Insurance Company Require That You Present a Copy of a Deceased Person's W

    If the insurance policy had a named beneficiary, this would not be an issue as the insurance proceeds would pass to the beneficiary outside of probate. As there apparently was no beneficiary, the insurance company can require a copy of the will so that they know whether the estate contains any directives as to the disposition of the insurance proceeds.

    The executor or personal administrator of an estate is appointed by the probate court. The insurance company will not want the will to see if you're the executor -- for that, they will require letters of authority from the court, reflecting that there is an open estate and that you've been appointed as its administrator.

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