Quote Quoting moburkes
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Not to be rude, but every person isn't blessed with the opportunity to become bio parents. And, many of those people can't afford expensive treatments. However, you'd like to justify not paying for bills that you've already incurred, and use newly received money to pay for elective treatments.
Wow, I can't even believe someone could be so cruel as to post that. If you have never had to suffer the unreal heartbreak of losing a child, or in our case, 3 pregnancies and FOUR children over 5 years, including our son who was stillborn prematurely, you have no idea. Imagine being 1000 miles away from home for your baby shower 3/4 of the way through pregnancy and having the bed fill with blood. Imagine a 100 mile ambulance drive to the nearest major hospital. Imagine the feeling of watching your own child being born dead and holding that perfect tiny baby in your arms after. Imagine driving back home after weeks of recovery with the cremated remains of your child in a box instead of wrapped in a baby blanket. Oh yeah, also imagine the unending depression and marital stresses that follow when everyone asks, "oh how is the little mother/father doing?". Just for good measure, add an employer who for 3 years gave nothing but stellar job reviews but is suddenly "uncomfortable" with thier customers asking every single day about your pregnancy and then wanting details of you loss, so they FIRE YOU.

Welcome to just a little of our world - I would not wish those experiences on anyone and I sure as h*** would not make a comment like yours to someone who had lived this and much more for several years and is TRYING to get thier act together with a chapter 13 rather than taking the quick and easy chapter 7 way out.

You make it sound like I'm wanting breast implants or a cosmetic face-lift when you say, "elective", but when insurance companies gladly cover expensive bypass operations for the obese and nose jobs for those who fried thier noses out coking through the 80's, but will not pay ANYTHING to help two people who want nothing more in life than to be parents and are facing a biological deadline very soon, it just aint the same.



I posted my questions hoping to find some advice from others who may have been in a similar position or lawyers who had experience with the subject and not to be judged by anyone. As for many creditors, with the predatory lending and vulture-like collection policies that take small debts and balloon them to unreal heights in short order, I dont "feel" for them at all.