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  1. #1
    Join Date
    Sep 2016
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    Default Do You Have to Answer a Lawsuit After You File Bankruptcy

    If you file a bankruptcy case, do you still have to answer a credit card lawsuit that was filed and served before your bankruptcy case began?

  2. #2
    Join Date
    Sep 2005
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    Default Re: Do You Have to Answer a Lawsuit After You File Bankruptcy

    You should make sure that the creditor and the court are served with a notice of the bankruptcy. The court should then stay the civil proceedings. As this is a credit card debt, as long as you complete the bankruptcy and get an order of discharge, the creditor's claims will then be resolved in the bankruptcy court.

    Filing an answer may be a good idea, anyway, as if your bankruptcy case ends up being dismissed for any reason you won't be defaulted for failing to answer.

    If you have a bankruptcy lawyer, make sure that your lawyer is aware of the lawsuit.

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