My question involves bankruptcy in the state of: New Jersey

I claimed Chapter 7 bankruptcy 3 years ago. For 2 years I was good with my credit, but this year has been a disaster. I took out an online loan for $6500, maxed out a $5000 Visa, and I have numerous store credit cards that have anywhere from $200 to $1500 on them.

I am still working, making about $500/week. But I am behind on all of these cards anywhere from 2-3 months. And the loan payment is behind 2 months. I know I can't claim bankruptcy again, but I am wondering if these companies would eventually take me to court and garnish my wages? How much? Or what would happen in a situation like this.