A tenant was living in a unit when the water went out. The tenant accidentally left the faucet on, with no water coming out. When the water later came back on, the sink overflowed for several hours. The apartment flooded, and there was a lot of damage to the unit, a neighboring unit, and downstairs units. The landlord's insurance company claims that the tenant is liable for the damage to the apartments, which is an amount approaching six figures. The tenant has no insurance. What can the tenant do? This is in California.

