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  1. #1
    Join Date
    Mar 2006
    Location
    I live here. Actually in a little area called the Knob. In Ohio
    Posts
    292

    Question Re: What if my DH dies?

    Is your husband terminally ill? Have you gone real estate hunting at the local cemetary? Does he not have life insurance?

  2. #2
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: What if my DH dies?

    You may qualify to convert the bankruptcy to Chapter 7 if your income changes that significantly. Consider some advance planning via a consultation with your bankruptcy lawyer.

  3. #3
    Join Date
    Jan 2007
    Location
    Pittsburgh, PA
    Posts
    2

    Default Re: What if my DH dies?

    Thanks Mr. Knowitall: Unfortunetly my Bankruptcy lawyer is a jerk. Not too willing to answer questions or do anymore work. It's a looong story.

    My husband is in good health, he's 62 and I'm 55 so it's just something I have been thinking about and if he dies, (anyone can be hit by a bus....) there is no way I will be able to make the monthly payments.

    Yes he has life insurance but we are trying to find out how much he has. I realize we should know, but he's retired from the Gov't and has to go throught channels to find out. (he's also ADD so he keeps forgetting) and it never occured to him that I would be in dire straights trying to keep up payments. There are also a lot of back taxes involved.

    If I converted to Chap 7, would I be able to keep the house? - right now mortgage payments are made through the trustee.

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