I played poker online using bodog.com and in order to deposit money i had to provide them with my bank account number ( so i can using online checks),after playing for 3 months i realizes one day that they charge my account in multiple transaction total of $1500.I contacted them but i did not get response.
I went to bank and reported it.Bank gave me all money back.
Today i received email from bodog in which they said that if i dont pay it ,they will report to collection agency.
Now I want to know what is my rights if they report me?
Since I did not authorize those charges.
Also since they are not registered in USA ( they are registered in Costa Rica) can they report me as a company that is out of country?
Thanks

