Background: In May of 2004 I cosigned for my boyfriend (been together for over 4 years he had the same job for over 2 years) to get a truck, less than five days after he got the truck he broke up with me. Since then he has had at least 4 different jobs, and 4 different addresses.
In March of 2006 he didn’t have the money to make the truck payment. He then opted to get a deferment. After waiting two weeks, and a number of calls from the finance company, I called him, he was going to let the payment go late because he didn’t have the $25.00 for the payment deferment charge. I paid it.
From March to October of 2006 the payment has been at least 10 days late (from the due date).
Starting in November of 2006 I had been making the payments on the truck, yet I do not have possession of the truck. I have gone to the dealership and got a key made for the truck, but it does not work to start the truck, it only opens the door.
Currently he is hiding the truck from me. I’ve tried to talk with him on his cell phone (which he just had turned back on after 2 months of it being shut off), and at his place of work, he just hangs up on me.
The finance company is unwilling to help because the only care about getting the money. He knows that I’ll make the payment because I spent years rebuilding my credit.
What can I do to get the truck and/or get his name off the truck?
Located in Oregon.

