After a long illness, I missed a lot of time from work and had a lot of medical bills. I have no savings left. I returned to work, but my medical problems are back and I will soon be disabled. My total savings is less than $10,000 in a retirement account, and I have next to no other assets.
Should I file for bankruptcy, or should I simply ignore my bills and see what my creditors do. I'm uncollectable.

