The monthly payments I was getting from the LTD were calculated as a percentage of my salary (70%). There was no separation of X dollars to me and Y dollars to my child. Matter of fact, there was no mention of my child whatsoever.
But the question still remains, what about the "no documentation" run-around? Is there some specific term other than policy? Maybe I'm just not using the right terminology. And also, what rights do they (the LTD) have with regards to my information with Social Security?
I know I'll likely have to hire an attorney, but I'd like to get SOME info before I find one; if I know a little bit, then it helps weed-out the attorneys that I probably shouldn't choose.

