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  1. #1
    Join Date
    Jul 2016
    Posts
    1

    Default Billed for Medical Care More Than a Year After the Date of Service

    My question involves collection proceedings in the State of: Tennessee
    Am I legally responsible for a bill that I received 1 year and 4 months after service? We had paid all bills (at least I thought we did) related to a fall my wife had in March of 2015. Out of the clear blue, the ER sent us a bill stating they had reached an agreement with the insurance company and the balance due is $665. We were never billed for this originally until now and completely unaware we had anything outstanding in regards to this accident. Any advise?

  2. #2
    Join Date
    Oct 2014
    Posts
    8,238

    Default Re: Received First Bill from Services Received 1 1/2 Years Ago

    There is no particular time the law sets out for when a creditor must send you a bill. Tennessee has a six year statute of limitations to sue on a contract, so the hospital is well within that time to seek payment of the bill it alleges your wife owes for the medical treatment she received.

  3. #3
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Do You Still Owe a Medical Bill if You're First Billed Eighteen Months After Serv

    Quote Quoting Ron548
    View Post
    Out of the clear blue, the ER sent us a bill stating they had reached an agreement with the insurance company and the balance due is $665.
    The context here appears to be that there was an issue getting your insurance company to pay the bill. If the ER was in-network, you can contact your insurance company about the bill and whether it is consistent with their understanding of the agreement, and with their contract with the hospital as an in-network provider.

    If the hospital was out-of-network, you can discuss the agreement with your insurance company to determine whether the amount they paid is consistent with the terms of your insurance policy.

    It's also important to consider the degree to which any applicable deductibles or co-payments apply to the ER bill. Even if the bill is "covered", those amounts may be substantial.

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