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  1. #1
    Join Date
    Sep 2005
    Location
    Behind a Desk
    Posts
    98,846

    Default Re: Un-Insured Damage to Company Vehicle, Do I Have to Pay for Damage

    You didn't identify your state, so we can't direct you to the applicable laws from your state.
    Quote Quoting jk
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    It's real simple; you drove the vehicle. Your negligent acts caused damage. You are liable for such damage. Pay your father.
    Some states (e.g., California) define damages caused by an employee's negligence (including car accident damage) as a cost of doing business that cannot be passed on to an employee.

  2. #2
    Join Date
    Jan 2015
    Posts
    1,142

    Default Re: Un-Insured Damage to Company Vehicle, Do I Have to Pay for Damage

    Your dad can fire you. And don't forget, if your has been helping you with college expenses, and if you really force this, act like a jerk, he can fire you from being his son. It's a pretty big price to pay for a pretty small amount of money in the long haul.

  3. #3
    Join Date
    Feb 2008
    Posts
    1,179

    Default Re: Un-Insured Damage to Company Vehicle, Do I Have to Pay for Damage

    So sorry. It was a bad business move by your father not to insure you. At most he could take you to small claims court if you refuse to pay (just like any other uninsured employee). Although what about your personal car insurance? Would it cover you/him? It would probably in the end raise the rates though.

    Like others have said, if he is giving you other support, that might go away. and who knows about a personal relationship? I am sorry that he is being harsh over a combined mistake. Maybe ask if he would split the cost since you both could be considered liable?

    If you wanted to be retaliatory -- you could always anonymously notify the agent/insurance carrier that he has non-insured employees driving company vehicles.

  4. #4
    Join Date
    Oct 2006
    Posts
    16,474

    Default Re: Un-Insured Damage to Company Vehicle, Do I Have to Pay for Damage

    Quote Quoting Mr. Knowitall
    View Post
    You didn't identify your state, so we can't direct you to the applicable laws from your state.

    Some states (e.g., California) define damages caused by an employee's negligence (including car accident damage) as a cost of doing business that cannot be passed on to an employee.
    I think that the same must apply to my state as well, as I have never seen an employer collect from an employee for accident damage.

  5. #5
    Join Date
    Nov 2013
    Posts
    7,056

    Default Re: Un-Insured Damage to Company Vehicle, Do I Have to Pay for Damage

    What is probably going on (all speculation on my part) is dad is paying his son cash off the books. There is no W2, no entry in the payroll, no workman's comp, he is not listed as an employee.

  6. #6
    Join Date
    Jun 2016
    Posts
    4

    Default Re: Un-Insured Damage to Company Vehicle, Do I Have to Pay for Damage

    Quote Quoting budwad
    View Post
    What is probably going on (all speculation on my part) is dad is paying his son cash off the books. There is no W2, no entry in the payroll, no workman's comp, he is not listed as an employee.
    Sorry for not mentioning state i can see that as useful information, i live in Arizona. I wanted information not regarding father/ son relationship as i know damages that occur to this are a whole different story. I am payed on the books through his company as well, not under the table.

    Also, i decided that with my actions i do not see myself suitable to be driving that vehicle especially uninsured and have already made the decision to not continue working for him. I just wanted to know the legal end of things not what is right by me and my father.
    thanks

  7. #7
    Join Date
    Jun 2016
    Posts
    4

    Default Re: Un-Insured Damage to Company Vehicle, Do I Have to Pay for Damage

    would like to get more peoples input on this

  8. #8
    Join Date
    Jan 2006
    Posts
    38,867

    Default Re: Un-Insured Damage to Company Vehicle, Do I Have to Pay for Damage

    I find nothing to cause me to change my response.

  9. #9
    Join Date
    Oct 2014
    Posts
    8,238

    Default Re: Un-Insured Damage to Company Vehicle, Do I Have to Pay for Damage

    Quote Quoting llworking
    View Post
    I think that the same must apply to my state as well, as I have never seen an employer collect from an employee for accident damage.
    Even in the majority of states in which an employer could successfully sue the employee for damage due to negligence few do. Most are covered by insurance and simply collect on the insurance. The insurer could go after the employee under its right of subrogation, but as most employees don't have much from which to collect anyway, it’s not worth the effort.

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