Results 1 to 4 of 4
  1. #1

    Thumbs up Can an Adult Receive Survivor Benefits from the Death of a Parent

    There may be many people here on this site who knows the answer to this question, but because it came up today during a conversation and I have absolutely no idea how to answer it, I thought I might ask you guys and see what shakes out.
    Recently 3 adult siblings over 50 were discussing and wondering whatever happen to their parents social security benefits that was never collected after the parents died many years ago?
    Not sure if there is even an answer for this, but they are definitely curious. Let me know if you guys find out anything.
    Making Life Easy

  2. #2
    Join Date
    Sep 2010
    Posts
    19,901

    Default Re: Can an Adult Receive Survivor Benefits from the Death of a Parent

    If someone dies before they collect all their benefit, it's gone. The whole SS system is predecated on the fact that people don't live forever. Adult children who were not disabled when they were children are not entitlted to any survivior's benefits.

  3. #3
    Join Date
    Jan 2015
    Posts
    1,142

    Default Re: Can an Adult Receive Survivor Benefits from the Death of a Parent

    Social security pay ins are not held in some account and then paid out dollar for dollar based on your total contributions. They are collected and go into a general pool, and all benefits come out from that pool. Your eligibility for benefits is based on your earnings during the time you were paying in Social security but it's not like a bank account where you only draw out exactly what you've paid in. And people who die young don't get back any of the money they've paid in and neither does their estate unless they have children young enough to draw the death benefit. And that is not based on their penny for penny earnings through the years, its based on the calculation of benefits they were eligible for.

  4. #4
    Join Date
    Jan 2009
    Location
    California
    Posts
    1,045

    Default Re: Can an Adult Receive Survivor Benefits from the Death of a Parent

    Social Security is more similar to an insurance policy than a bank account. Pay for fire insurance for years, but you don't get any money until you have the fire damage. Same with attaining retirement age or becoming disabled and filing a claim. If your house doesn't burn down, you don't get your insurance premiums back.

    If your parents had not died young, they would have gotten much more out of Social Security than they paid in. Each case is different, but the benefits paid can surpass the taxes paid into the system if someone lives long enough. Also not fair.

    1. Sponsored Links
       

Similar Threads

  1. Survivors Benefits: Can a Non-Citizen Spouse Receive Social Security Survivor's Benefits
    By tomdelaney74 in forum Social Security Law
    Replies: 8
    Last Post: 08-30-2015, 08:18 PM
  2. Survivors Benefits: Can a Child Receive Social Security Survivor Benefits Directly
    By Jessicajo35 in forum Social Security Law
    Replies: 6
    Last Post: 08-14-2015, 06:14 PM
  3. Survivors Benefits: Can a Minor Continue to Receive Survivor Benefits After Moving Out of a Parent's Home
    By gibbsmik in forum Social Security Law
    Replies: 3
    Last Post: 06-13-2015, 02:45 AM
  4. Survivors Benefits: Parent Took Adult Child's Survivor Benefits
    By Concerned1023 in forum Social Security Law
    Replies: 2
    Last Post: 11-27-2014, 10:03 PM
  5. Survivors Benefits: Survivor Death Benefits Denied
    By mvp9595 in forum Social Security Law
    Replies: 6
    Last Post: 08-06-2010, 02:05 PM
 
 
Sponsored Links

Legal Help, Information and Resources