My question involves collection proceedings in the State of: PA
Please note that this is pertaining to an old debt judgment against me and it is not a student loan, but student tuition debt.
Here's my story:
I enrolled in 1999 for a couple of months in Drexel University, then I left the school (Philadelphia) and moved to New York. Suddenly last year, NOV 2015, my bank accounts were frozen here in New York City. I then learned that Drexel had defaulted a judgment against me (over $20,000) in PA in 2006, and then domesticated the judgment in New York in 2008. With the help of a very kind organization, NewEconomyProject, I have spent the last months vacated the New York judgment, removed the bank restraints, and now have to answer the court in this coming June. However, due to "full faith and credit", I have a feeling that I cannot do much about the judgment here in New York, so I would like some advice about vacating and dismissing the judgment in Philadelphia.
I don't have any documents of my enrollment in Drexel University and it's so long ago. I barely went to that school and they are charging me for what seems like one year or more of tuition. I tried to use the PA court online system to vacate the judgment but I did not know what to do when the system requests some sort of pdf attachment, I'm just lost here. Based on the court file, Drexel claim that I "verbally" agreed to the contract, and that I have made payments before. I don't remember much of these. I have tried calling the PA bar association and paid $35 for that service but the advice I got was just to settle. Am I the only one who thinks it is unjust? I live in New York now and going to school and work part time. And I am guessing I have to travel back and forth to PA just to deal with this unfortunate case.
Since PA Bar association can't help much, I am hoping to get some help here...Please help me!
btw, is there such a thing as paying a lawyer only if one wins? Coz though I am really poor, I would not mind to hire such service.
Thank you very much from the bottom of my heart!