My question involves a person located in the state of: Indiana
My sister's doctor told her that because of her health and disabilities she needs to be placed in a nursing home. She is 70 and currently living at home with her 69 year old husband who is her primary caregiver. Her husband says he can no longer care for her and will not let any home health in their home to help her. Frankly, we think that he just wants her gone.
They own a house worth approximately $200,000 that is in both of their names with no mortgage. She receives approximately $1200 in SS a month. No one knows how much he receives in SS, pensions (at least 2, one from National Guard), 401(K), etc. He has never shared this information with her. They have separate banking accounts and always have. He is very tight with his money and she has to pay for anything she wants or needs, including groceries from her SS. He has 5 vehicles, all in his name alone (64 GTO, extended cab truck, 2 Cadillacs and a Corvette).
He is trying to get Medicaid to pay for her nursing home payments. He thinks that he can claim that because nothing but the house is in a joint name, he can do this. 3 of us sisters also own 1/3 interest each in a separate house (appraised at $80,000) that was our parents.
Should we do anything with the house we jointly own? She thinks that if he can not get her into a nursing home without paying anything out of his pocket, he will divorce her and take everything. Or will transfer all his assets to a brother or son. Can he do any of this?
We think he may he senile or if not senile, nuts over spending any money on anyone except himself. Any suggestions?
Also, we have a joint checking account that we all deposit money into for the shared home (3 sisters). Her name is on the checking account along with the other 2. Should that be changed?