Well, it's clear that I just have a fundamental difference in my outlook regarding what I feel the proper response here should be. However, that's getting us a little off track. I'm not here to litigate our differences. I do have one more quick question.

I contacted Experian and was unable to get anyone on the phone, just their automated system. It said that they successfully put a three month fraud alert on my account (after entering my social and street address), and would automatically contact the other three credit bureaus as well. Can I trust this or should I follow up with the others? I expect I'll have the same automated response and not have any luck reaching anyone.