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  1. #1
    Join Date
    May 2016
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    2

    Default Accident Between Cars Simultaneously Merging Into the Same Lane

    My question involves a traffic ticket from the state of: Washington

    Hi everyone,

    I was recently involved in a car crash, where i believe both of us were simultaneously merging into the same lane. What happened was, there were three lanes, i was on the far right, the other driver was on the far left. I believe I began merging into the middle lane just before the other driver, and as I was nearly in the other driver hit me. The other car hit right above my rear left tire, leaving a number of dents. The other driver's car hit right in front of the front right tire,on the lower panel, and did not sustain much damage other than some paint that seemed to come off.. I sustained far more damage on my car than theirs. Now the other driver has been claiming right away that I hit them, which I don't believe is the case. I am sure that they were not already in the lane next to me, I am very confident in that we were both merging, i was just a bit in front of them while we were merging into the same lane, and they hit me from the side. When bringing up point of impact and lack of witnesses, I feel that I am in the right. Now she is continuing to try and claim that i hit her, but i do not believe that is the case.

  2. #2
    Join Date
    Mar 2013
    Posts
    16,755

    Default Re: Accident Between Cars Simultaneously Merging Into the Same Lane

    Now she is continuing to try and claim that i hit her, but i do not believe that is the case.
    Her insurance company is not your insurance company and has no obligation to you. On the contrary, it's obligation is to it's policyholder and is within its right's to deny liability or assign only partial liability regardless of what you believe.

    Your choices are as follows:

    Have your collision coverage pay for your car damage.

    Or sue the other driver and convince a judge that she is 100% at fault.

  3. #3
    Join Date
    May 2016
    Posts
    2

    Default Re: Accident Between Cars Simultaneously Merging Into the Same Lane

    Quote Quoting adjusterjack
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    Her insurance company is not your insurance company and has no obligation to you. On the contrary, it's obligation is to it's policyholder and is within its right's to deny liability or assign only partial liability regardless of what you believe.

    Your choices are as follows:

    Have your collision coverage pay for your car damage.

    Or sue the other driver and convince a judge that she is 100% at fault.
    Thanks for the reply. So are you saying it really doesn't matter who's fault it is, the collision coverage will cover my repairs, and if I continue to deny her claims, she will have to sue me in order for me to pay for her repairs?

  4. #4
    Join Date
    Mar 2013
    Posts
    16,755

    Default Re: Accident Between Cars Simultaneously Merging Into the Same Lane

    Quote Quoting jauz
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    Thanks for the reply. So are you saying it really doesn't matter who's fault it is, the collision coverage will cover my repairs, and if I continue to deny her claims, she will have to sue me in order for me to pay for her repairs?
    Your collision coverage will cover your repairs.

    She might not have to sue you to get her repairs paid for as your insurance company has the option to pay if it believes you are at fault, defend you if it believes you aren't, and settle if it believes it is expedient to settle a disputed claim.

    That the first paragraph of the Insuring Agreement in your Auto Liability coverage part.

    I suggest you talk to your insurance company's liability claims specialist and see how he/she is handling it.

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