State-Commonwealth of Pennsylvania
Help! (Again….)
I don’t know what my current credit score is! I am too afraid to find out!
I am facing charge-offs! I stopped making payments due to reduced hours at work. Yes, I have been seeking additional employment without much success!
First Premier Bank
Capital One Bank
Amazon Card (Synchrony)
Citibank CBNA (Wawa)
Milesstone Visa
Retail Card (Catherines)
Listed below are my previous charge-offs! (From a few years ago)
Barclays-Delaware September 2008
Elastic Installment Loan November 2012
(NCA collections)
Dell Finanical September 2008
DSNB (Macy's) January 2007
Capital One July 2008
First Bank of Delaware December 2010
(CBCS collections)
First Premier Bank September 2009
GRERB-PayPal September 2007
HSBC October 2007
HSBC (LHR collections) October 2010
HSBC April 2008
Target September 2007
Verizon Land Line November 2007
Verizon Wireless January 2011
If I decided to file a bankruptcy should I include my previous charge-off’s?
I do have one joint credit card (which is closed) that is current! And my car loan is also current! Both of these are with my credit union!
I am drowning! I don’t know to what to do?
Suggestions? Comments? Advice?
Thank you!
Barbara

