I live in NJ,I had purchased Allstate insurance because I thought I was getting a good rate but after six month my new policy rate was high then my old insurance company so I opted to pay the month charge while I shopped for a another insurance company.
I had made a payment the same week that I purchased auto insurance with another company. I did not go back to All State to tell then Iím with another company, on the monthly bill it said that If I do not pay by the date stated my coverage will end.
About 3 months later or longer, I received a bill from the All State collection, I called All State and said I switched my coverage. I also sent them a copy of the insurance card from my insurer and All refunded my about 72 dollars.
I was pulled over by a policemen who said my registration was revoke do to not having insurance. I showed him my insurance card(s) and he took the time to verify. He told me that I did have coverage. But I was given a ticket to appear in court because if this.
I sent the NJ DMV copies of the insurance cover letters of both the old and new insurance companies and the DMV is saying I still have to pay a 200 fee to have my registration reinstated. My court date is next week.
I All State told the DMV I had no insurance but I proved to All State that I did also the fact that they reimburse me money for being doubly insured, should they have contacted the DMV stating the in fact I have insurance with any laps in coverage?
Has anyone had this happen to them? What do I do? What kind of attorney do I need for this?