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  1. #1
    Join Date
    Jan 2016
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    5

    Default Are Debts from Past Tenancies and Evictions Dischargeable in Bankruptcy

    My question involves bankruptcy in the state of: Illinois

    Hello, I owe a lot of money to a lot of source and will need to file chapter 7 soon. I live in IL and have all the debts in the same state I am about to list. I have been taken to court in the past for an eviction from an apartment and ended up owing 3K when it was all said and done. I had 2 other apartment complex's I owed money after I left, but not evicted from. About 1K to $1500 for another. (Skipped out on last month, cleaning charges ect.) I know it will show up on my credit report after if its discharged or not.

    My question do you believe the dollar amount will be discharged from these 3 apartment complexes. My main concern in the one I was evicted from. If this debt will be discharged. I have a place now, that I had to place a lot of money down to get into for all the reasons able, and dont intend on moving for at-least 2 to 3 years. I have already tried to work with the complexes on a payment plan but I couldn't afford their terms.

    Thanks for any advice!

  2. #2
    Join Date
    Sep 2005
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    Behind a Desk
    Posts
    98,846

    Default Re: Are Debts from Past Tenancies and Evictions Dischargeable in Bankruptcy

    Odds are the amounts are dischargeable. Whether or not a landlord might assert or be able to prove an exception to bankruptcy (e.g., that you intentionally damaged the property and thus should be required to pay for the damage even after discharge) is not something we can answer for you.

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