I was a full time student in medical school. Unfortunately, due to my family issues, I failed the course in the middle of the second semester, and I got reinstated as a first year student. After coming back, I was doing well at school, but in my second semester, I failed one course again, and I got dismissed from the program. I asked for a chance to let me stay in school but nobody even responded to my emails, dean refused to talk to me. According to the school policy students who repeat a year, are not qualified for the remediation or appeal. So I owe almost two year tuition fee in federal loans, and never even finished my first year. I have a direct subsidized and unsubsidized loans in the amount of $121000+.
Now, school wants me to pay rest of $12000 tuition fee, that was refunded back to my borrower, after my dismissal.
So they dismissed me from school, but they still want me to pay for the classes that I never took.
I have no income, no degree to find a job, and no savings to pay that debt.
Is there any chance to avoid that $12000 school debt?