Therein lies the problem. He is saying that if I don't refinance, then he wants the house to be listed for sale immediately and I would have to find a new place to live that is suitable for my children.
If you're not working and have no income, it's not realistic for him to expect that you would be able to refinance the home.
Basically, this whole divorce revolves around money for him. It has nothing to do with what is best for the kids...just how it affects his wallet. (Sorry for the vent)