My question involves collection proceedings in the State of: California
Hi, I have a couple of questions about rehabilitation of a defaulted student loan. First, regarding an IBR repayment plan, would Adjusted Gross Income be only my AGI or would it be household AGI? I'm married with 2 kids. Also, I receive VA disability income and educational benefits including a monthly stipend. Do those count as AGI? I don't report either of them for taxes.

